:root{--ink:#0b1b3f;--muted:#5b6780;--line:#dce3ee;--blue:#0358fc;--teal:#3be1bb;--navy:#0b1b3f;--deep:#071330;--bg:#f6f8fc;font-family:'Avenir Next',Avenir,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:var(--bg)}
*{box-sizing:border-box}body{margin:0;background:var(--bg)}a{color:inherit}img{display:block}
a:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.member-strip{background:var(--deep);color:#aebedb;font-size:11px;padding:9px 6%;text-align:left}.member-strip a{color:#fff;font-weight:600;text-decoration:none}.member-strip a:hover{text-decoration:underline}
.ms-dot{width:6px;height:6px;border-radius:50%;background:var(--teal);display:inline-block;margin-right:10px;vertical-align:middle}
.top{background:var(--navy);color:#fff;height:88px;padding:0 6%;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand,.fbrand{display:flex;align-items:center;gap:16px;text-decoration:none}.brand img{height:36px;width:auto}.fbrand img{height:30px;width:auto}
.div{width:1px;height:30px;background:#ffffff47}.people{font-size:20px;font-weight:800;letter-spacing:.32em;color:var(--teal)}.fbrand .people{font-size:17px}
.top nav{display:flex;align-items:center;gap:26px;font-size:13px}.top nav a{text-decoration:none;color:#cdd8ec}.top nav a:hover{color:#fff}
.btn{display:inline-flex;align-items:center;gap:22px;background:var(--navy);color:#fff!important;border-radius:5px;padding:14px 20px;font-size:13px;font-weight:600;text-decoration:none}.btn:hover{background:#13306b}
.top .btn{background:var(--teal);color:var(--navy)!important;padding:11px 16px}.top .btn:hover{background:#6cebcf}
main{max-width:1180px;margin:0 auto;padding:0 6% 40px}
.crumbs{font-size:12px;color:var(--muted);padding:22px 0 0}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--blue)}.crumbs span{margin:0 4px}
section{padding:34px 0;border-bottom:1px solid var(--line)}section:last-of-type{border-bottom:0}
.hero{padding-top:44px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.6px;display:flex;gap:9px;align-items:center;margin:0 0 18px}.dot{width:6px;height:6px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px #3be1bb33}
h1{font-size:clamp(40px,6vw,72px);line-height:1.04;letter-spacing:-.05em;font-weight:500;margin:0 0 20px}
h1 em,.cta em{font-style:normal;font-weight:650;background:linear-gradient(92deg,var(--blue) 10%,#16b99a 95%);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.05em}
h2{font-size:clamp(24px,3vw,34px);letter-spacing:-.04em;font-weight:550;margin:0 0 18px}
h3{font-size:18px;letter-spacing:-.02em;margin:0 0 12px}h3 a{text-decoration:none}h3 a:hover{color:var(--blue)}
.lead{font-size:16px;line-height:1.75;color:var(--muted);max-width:680px}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;border-bottom:0}.facts>div{background:#fff;border:1px solid var(--line);border-radius:6px;padding:16px 18px}.facts .wide{grid-column:1/-1}
.facts small{display:block;font-size:10px;letter-spacing:1px;text-transform:uppercase;color:var(--muted);margin-bottom:6px}.facts strong{font-size:15px;font-weight:600;line-height:1.5}
.steps{padding-left:20px;display:grid;gap:12px;font-size:14px;line-height:1.7;color:var(--muted)}.steps strong{color:var(--ink)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.card{background:#fff;border:1px solid #dfe6f0;border-radius:6px;padding:20px 22px}
.card ul,.roles{list-style:none;margin:0;padding:0}.card li a{display:block;padding:8px 0;border-top:1px solid #e9eef6;font-size:13px;text-decoration:none}.card li a:hover,.roles a:hover{color:var(--blue)}
.roles{display:grid;grid-template-columns:repeat(2,1fr);gap:0 28px}.roles a{display:flex;justify-content:space-between;padding:14px 0;border-top:1px solid var(--line);text-decoration:none;font-size:15px}.roles a span:last-child{color:var(--blue)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0}.chips a{display:inline-flex;align-items:baseline;gap:6px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:13px;text-decoration:none}.chips a:hover{border-color:var(--blue);color:var(--blue)}.chips small{color:var(--muted);font-size:11px}
.region{font-size:13px;letter-spacing:1px;text-transform:uppercase;color:var(--muted);margin:18px 0 10px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:6px;padding:14px 18px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:600;font-size:14px}.faq p{font-size:14px;line-height:1.7;color:var(--muted);margin:10px 0 0}
.cta{background:linear-gradient(118deg,var(--navy) 0%,#0b2a6b 62%,var(--blue) 135%);color:#fff;border-radius:8px;padding:40px 6%;margin-top:30px}.cta p{color:#c3cfe6}
.btn.light{background:var(--teal);color:var(--navy)!important}.btn.light:hover{background:#6cebcf}
footer{background:var(--navy);color:#cbd6ea;padding:40px 6% 24px;display:flex;flex-wrap:wrap;align-items:center;gap:20px 30px}footer>p{font-size:12px;color:#9fb0cf;line-height:1.7;margin:0}
.member-line{color:var(--teal);font-weight:600}.member-line a{color:#fff}
.flinks{margin-left:auto;display:flex;gap:22px;font-size:12px}.flinks a{color:#fff;text-decoration:none}.flinks a:hover{text-decoration:underline}
footer small{width:100%;font-size:10px;color:#8fa1c2;border-top:1px solid #ffffff1f;padding-top:16px}
@media(max-width:800px){.grid{grid-template-columns:1fr 1fr}.facts{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.top{height:70px}.brand img{height:24px}.div{height:20px}.people{font-size:12px;letter-spacing:.22em}.brand{gap:9px}.top nav a:not(.btn){display:none}.top .btn{font-size:11px;padding:9px 11px;gap:10px}
.grid,.facts,.roles{grid-template-columns:1fr}.member-strip{font-size:10px;text-align:center}.flinks{margin-left:0;flex-wrap:wrap}.fbrand img{height:24px}.fbrand .people{font-size:13px}}